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D.R.E.A.M.S

Details:

Introduction: Who, What, Why, How
Get to know each other
Interview and ask questions
Collect all relevant financial data such as:
- list of assets and liabilities
- tax returns
- investment statements
- insurance policies
- wills, power of attorney
- pension plan information
- income and expenses
Complete questionnaires

Recognize:

Identify client’s financial and personal goals which may include:
- providing for retirement
- strategies to minimize tax
- children’s education
- supporting elderly parents
- business succession planning
- transferring assets to beneficiaries efficiently

Evaluate:

Analyze all of the information provided and reassess financial issues and areas of concern, such as:
- cash flow
- tax issues
- risk management
- suitability of investment allocations
- preparing for life’s unexpected changes
- income protection

Advise:

Present financial plan
Provide written recommendations and possible solutions which may include the following:
- retirement plan
- capital needs analysis
- establishing a budget
- education plan
- estate plan
- asset allocation and investment strategies

Move:

Take action to implement the recommendations
Complete applications
Sign all documentation and disclosures
Deliver all regulatory documentation

Systematic Reviews:

Set-up review appointments according to client’s needs
Review, revise and rebalance portfolio if necessary as a result of market changes, personal changes or changes in the mandates of the funds
Update on any significant changes in the clients’ financial picture (e.g. marriage, divorce, new baby, new job, relocation, tax changes, retirement)
Revisit the financial plan to monitor the progress and make any required adjustments

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Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.